Global temperatures continue to rise despite strengthened climate mitigation efforts, increasing the likelihood of climate disasters and posing significant risks to economies. The physical risks from climate change threaten public finances, investment, inflation, international trade, and overall economic growth, underscoring the urgent need for effective climate adaptation. This paper offers several considerations for designing and implementing effective climate change adaptation strategies and policies. Specifically, it develops a practical multi-step framework that can be used to integrate adaptation into broader economic policy, consisting of three key steps: (1) identifying climate-related risks and impacts, (2) identifying adaptation actions, (3) planning and implementing adaptation. Additionally, the paper highlights various technical and institutional tools to facilitate effective adaptation, thereby promoting resilience in the face of escalating climate challenges.